White Queso Dip

1 c. Monterey Jack cheese finely shredded
4 oz. green chiles chopped fine
1 Serrano pepper med. if fresh, blister skin in broiler for six to eight minutes then pull skin from flesh and chop fine
1/2 tsp salt
2 tsp ground cumin
1/2 T cilantro chopped very fine
1/4 to 1/2 half & half cream - add cream until you get the consistency you desire.
Put all in a double boiler on low to med. heat till all cheese melts.
Stir occasionally.